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What’s BENQI?BENQI is a decentralized non-custodial liquidity market protocol built on the high-speed Avalanche smart contract network. The protocol allows users to lend, borrow, or earn interest using their digital assets. BENQI Unique Features
Send and receive interest: Users deposit tokens into the BenQi platform and then receive interest.
Get a loan
Before borrowing, users are required to deposit any property as collateral. Then, go to the “Borrow” section and click “Borrow” to borrow the property. Set the desired amount to be borrowed based on the user’s available deposit to be used as collateral for the loan. Choose a “stable” or “variable” rate and confirm your transaction. Rates may be changed at a later time.
Liquidation mechanism:
Liquidation occurs when a borrower’s “Health Factor” falls below 1 because the value of their collateral does not include the correct amount of their loan/loaned value. This happens when the collateral decreases in value or when the borrowed debt increases in value relative to the collateral. The ratio of collateral to loan value is shown in the health factor. In a liquidation, up to 50% of a borrower’s debt is repaid, and that value plus a liquidation fee is taken from pre-existing collateral.
Administration:
The protocol will begin with centralized governance from the founding team, with the final decentralization of the protocol to be officially reconciled during implementation. QI tokens will be required to first put forward, then vote on proposals (BenQi Improvement Proposals) that will affect the key [economic, security and development] parameters of the protocol: Interest model. The addition of assets meets the risk requirements of the protocol. The collateral and liquidation parameters. Change the liquidity program and adjust incentives based on market conditions. Improve Smart Contract or governance process. Clink here: https://idodar.com/listing/benqi-qi/
MMOexp: These Scarabs are essential for POE2 Currency farming valuable Divination cards such as The Doctor and The Fiend. They synergize well with atlas passive trees that boost Strongboxes and other Scarabs, like Ambush Scarabs. While lucrative, this strategy demands a substantial initial investment.Locks all rare monsters in the map with random Essences, yielding approximately 15-20 Essences per map with appropriate atlas passives. Pairing it with Scarab of Adversaries increases yield but raises difficulty, suitable for builds with strong single-target DPS.
Transforms all Monster Packs into magic packs, eliminating normal (white) monsters and increasing overall loot rarity. This Scarab is versatile and complements various farming strategies effectively.
Boosts the quality of Strongboxes, potentially opening 40-50 Strongboxes per map when combined with other Ambush Scarabs and relevant atlas passives. Incorporating Ambush crafting in the map device further enhances this approach.
These Scarabs spawn multiple Legion encounters per map, offering rewards like Splinters and Emblems. They synergize well with atlas passives that enhance Legion encounters, making them highly sought after.
Increases the number of Breaches in a map, ideal for farming Breach Splinters and Breachstones. Affordable yet effective, especially when paired with atlas passives that improve Breach mechanics. Enhances both quantity and quality of Harbinger encounters, excellent for farming Harbinger currency and unique items such as Exalted Shards and Ancient Shards. A profitable addition to any farming strategy.
Selecting the best Scarabs depends on specific goals, builds, and current market dynamics in Path of Exile. The Scarabs mentioned above consistently excel in maximizing farming efficiency and ensuring significant returns. Experimentation with different combinations and atlas passives can further optimize these strategies according to POE2 Currency for sale your playstyle and goals.